How to best explain Bail Bonding? The simplest way would be, a bail agent, or bondsman, is a person or a business that guarantees the bail payment. Ensuring that the accused persons appears in court. This puts a lot of risk on a bail agent’s income if the accused person neglects to show up to trial. The money that’s paid is not returned by the courts.
This may seem like a get-out-of-jail-free card for the accused, but that is not the case. Instead of spending weeks or even months in Cabarrus County jail, Gaston County Jail or Mecklenburg County jail, a criminal defendant may have a bail agent post bail for him. This allows him or her to get back to work and spend time at home with their family. However, a contractual obligation to repay the bond between co-signer, the bail agent and the state. The breaking of this obligation can result in extreme consequences.
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The most common types of bonds that need intervention of a bail agent, secure appearance bonds. Secure Appearance bonds need cash or property, used to assure the accused person’s appear in court. In these circumstances, the bail amount is too high for the defendant to pay.
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This is where the bail agent comes in and posts bond to the court. This is also where NC differs from most states. A bail bondsman in NC can charge between 0% and 15% as a bond premium. You can typically find a bail agent that will accept as low as 4% down payment. If you are establishing a payment arrangement. Just make sure you do your research, be leery of those that offer Free Bail Bonds or less than 4%. There is almost always a catch, that can cost you more than you will want to give up.
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Collateral is also something a bail bondsman can charge an is usually discretionary. NC Bail Bondsman can accept Collateral, (which by definition means anything of tangible value) between 0% and 100% of the amount of the bond.
Feet on the Street bail agents can give help in securing a bail bond. In most cases people use bail financing and typically pay a 4% down payment to qualify. Co-signer must sign, the number of co-signer(s) needed can range from 1 or 2 up to as many as the Bail agents feels comfortable with.
It’s not surprising that bail financing needs a co-signer(s). These co-signer(s) are those who are helping the defendant to secure bail bonds. A co-signer assumes the costs of the bail bond if the accused fails to show up to court. This guarantees that a bail bondsman gets his or her money.
In conclusion NC is one of the few states that the common figure of 10% as a premium rate to pay for a bond, is not always true. I recommend always, when choosing a bail agent make sure you ask what your responsibilities are as a defendant, co-Signer. As times change an evolve, methods of collecting on those that fail to complete payments (even after the case closes ) can become life changing.
Pro Bail Bonds San Diego – Pacific Beach
4426 Lamont St, San Diego, CA 92109
(619) 304-8484
